Can you rent a car on Turo without insurance?

June 2024 · 4 minute read

Table of Contents

Can you rent a car on Turo without insurance?

**No, you cannot rent a car on Turo without insurance.** Turo requires all renters to have insurance coverage in place before they can book a car on the platform. This is to ensure that both the renter and the car owner are protected in the event of an accident or damage to the vehicle.

Turo offers three different insurance options for renters: Turo’s basic insurance, standard insurance, and premium insurance. Renters can choose the level of coverage that best suits their needs and budget. These insurance options provide varying levels of coverage for both the renter and the car owner, including liability protection, physical damage coverage, and roadside assistance.

FAQs:

1. Can I use my own insurance when renting a car on Turo?

Yes, you can use your own personal insurance when renting a car on Turo. However, you must provide proof of your insurance coverage to Turo before you can book a car on the platform.

2. What happens if I don’t have insurance when renting a car on Turo?

If you don’t have insurance when renting a car on Turo, you will not be able to book a car on the platform. Turo requires all renters to have insurance coverage in place before they can rent a car.

3. Can I purchase insurance through Turo when renting a car?

Yes, Turo offers three different insurance options for renters: Turo’s basic insurance, standard insurance, and premium insurance. You can choose the level of coverage that best suits your needs and budget when booking a car on Turo.

4. Is insurance included in the rental price on Turo?

No, insurance is not included in the rental price on Turo. Renters must purchase insurance coverage separately when booking a car on the platform. The cost of insurance will be added to the total price of the rental.

5. What does Turo’s basic insurance cover?

Turo’s basic insurance provides liability coverage for the renter and the car owner in the event of an accident. It also includes physical damage coverage for the car up to its actual cash value.

6. What does Turo’s standard insurance cover?

Turo’s standard insurance provides a higher level of liability coverage for the renter and the car owner than the basic insurance. It also includes physical damage coverage for the car up to its actual cash value.

7. What does Turo’s premium insurance cover?

Turo’s premium insurance provides the highest level of liability coverage for the renter and the car owner. It also includes physical damage coverage for the car up to its actual cash value, as well as additional benefits such as roadside assistance.

8. Can I decline insurance when renting a car on Turo?

No, you cannot decline insurance when renting a car on Turo. All renters are required to have insurance coverage in place before they can book a car on the platform.

9. Can I add an additional driver to my insurance when renting a car on Turo?

Yes, you can add an additional driver to your insurance when renting a car on Turo. However, the additional driver must also meet Turo’s eligibility requirements and provide proof of insurance coverage.

10. Is there a minimum age requirement for renters on Turo?

Yes, renters must be at least 18 years old to book a car on Turo. However, some car owners may set a higher minimum age requirement for their vehicles.

11. Can I rent a car on Turo if I have a poor driving record?

Turo may not approve your rental request if you have a poor driving record, as this could pose a risk to the car owner’s vehicle. It is recommended to maintain a good driving record when renting a car on Turo.

12. What should I do if I get into an accident while renting a car on Turo?

If you get into an accident while renting a car on Turo, you should first ensure your safety and the safety of others involved. Then, you should contact Turo’s customer support team to report the accident and initiate the insurance claims process.

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